NEW GUIDE SHOWS HOW TO SAVE $640+ PER EMPLOYEE WHILE UPGRADING BENEFITS

Turn existing payroll taxes into dramatically better benefits for your employees and their families, while generating ~$640 per employee per year in tax savings and lower workers’ comp premiums that drop straight to your bottom line.

Get the Full Health Dividend Plan Guide Now

100% funded by the tax savings. Zero net cost to your company. Zero reduction in employee take-home pay.

What You Get

~$640 per W-2 employee per year in FICA tax savings

Lower workers’ comp premiums (because your taxable payroll is reduced)

Dramatically richer benefits (24/7 virtual care, mental health, pharmacy, weight health, supplemental insurance) at zero net cost

$20 Million stacked indemnity protection + Harbor Shield audit defense

Fast 30-45 day implementation with full support

Exclusive bonuses included at no extra cost (employee communication toolkit, quarterly ROI reports, executive briefing, and more)

Risk-Free Guarantees

Savings Guarantee

No-Net-Cost Guarantee

Easy 90-day exit with no penalties

Your Choice, Work with your current broker or let us handle everything independently.

Limited Capacity, Only 8 new groups accepted per month.

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The Proof

340+

mutual employer customers nationwide already using this approach

$367 + $25

average savings per diverted urgent care visit, and per filled prescription

88%

of members attend their first mental health session (vs. 30-40% for typical EAPs)

“Providing employers with immediate FICA tax savings... district savings could also be substantial.”

— Stan Rounds, Executive Director, New Mexico Coalition of Educational Leaders

“I was seriously looking to resign... but then my employer rolled out this program. I changed my mind and decided to stay here after seeing the new value in our benefits.”

— Employee

Get the Full Health Dividend Plan Guide

See exactly how the numbers work for a group your size — funded 100% by tax savings, at zero net cost.